I thought cell phone dependency was a cliché – until I lost mine far from home “What number can I reach you at if anything turns up?” the lady at the front desk of the hotel asked me, smiling...

Sophisticated insurance plans offer robust coverage and focus on compliance. For many industries, global travel for work is no longer a rarity. And employees who travel for work without proper insurance coverage leave themselves and their employers vulnerable to paying high out-of pocket costs if they fall ill or are involved in an accident.

This also presents a legal risk to employers that have a duty of care to a globally mobile workforce.