A good employee manual helps to put everyone on the same page From best practices I’ve seen over the years, I’d say it’s a good idea to have an employee manual to not only spell out workplace...
What Goes in the Employee Manual?
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Top 12 Forms of Benefits Fraud
Many studies and audits of benefits fraud have shown over the years, a lot of the day-to-day misuse of benefits – and fraud – is committed not by hardened criminals, but by ordinary people who either don’t take it seriously or don’t think it through.
What Are the Trends in Prescription Drug Spending?
Newer and higher-cost medications are driving increases in a number of areas When I talk to clients about prescription drug coverage, one of the questions I get asked most often is quite simply,...
Making the Case for Retirement Savings
The most important thing I’ve learned about persuading younger people to start saving for retirement is that the first step is the hardest.
12 Ways to Sleep Better
One of the more interesting developments I’ve seen in workplace wellness programs over the last few years is a growing recognition that sleep is a key factor in wellness, and that there are useful programs that can help people to learn how to sleep better.
What Are the Top 10 Trends in Benefits Today?
A couple of months ago, I did a blog on what people tell us they want from their benefits plans, based on survey results and what I’m hearing in the field from clients. Since then, a lot of people have asked me what that means in terms of changes taking place the world of benefits.
The Art of the Cold Call
What to look out for when comparing proposals Every so often, an employer gets approached by a new employee benefits plan broker promising to “save money” or “get better quotes.” It sounds harmless...
What Benefits do Employees Really Want?
Survey insights reveal what employees truly value in workplace benefits. Beyond basics like dental and vision care, workers want flexibility, wellness support, and programs that align with their lifestyles. From healthcare spending accounts to mental health and family leave top-ups, the data shows a shift toward personalized, inclusive benefits that make employees feel valued and connected to their workplace.
Understanding Total Rewards Statements
The more that employees understand their benefits, the more they will appreciate them If there’s one thing that I think we, as benefits professionals and plan sponsors, should be doing better, it’s...
What About Critical Illness Insurance?
Coverage that kicks in when plan members really need it The two biggest questions I get asked when I talk to clients about their benefits plans are, “Have we got all the bases covered?” and “Are we...
Diabetes Becomes Top Drug Plan Cost Driver
Should we be doing more to prevent and manage Type 2 diabetes? Diabetes, in terms of how many people are affected and the impact it has on their lives, may well be the single biggest chronic health...
Time to Take the Long View
It’s a good idea to sit back and look at the big picture once in a while By: Bill Zolis When things are going well and everything seems to be under control, that’s when I tell myself it’s time to...