Many studies and audits of benefits fraud have shown over the years, a lot of the day-to-day misuse of benefits – and fraud – is committed not by hardened criminals, but by ordinary people who either don’t take it seriously or don’t think it through.

Newer and higher-cost medications are driving increases in a number of areas When I talk to clients about prescription drug coverage, one of the questions I get asked most often is quite simply,...

One of the more interesting developments I’ve seen in workplace wellness programs over the last few years is a growing recognition that sleep is a key factor in wellness, and that there are useful programs that can help people to learn how to sleep better.

A couple of months ago, I did a blog on what people tell us they want from their benefits plans, based on survey results and what I’m hearing in the field from clients. Since then, a lot of people have asked me what that means in terms of changes taking place the world of benefits.

What to look out for when comparing proposals Every so often, an employer gets approached by a new employee benefits plan broker promising to “save money” or “get better quotes.” It sounds harmless...

Coverage that kicks in when plan members really need it The two biggest questions I get asked when I talk to clients about their benefits plans are, “Have we got all the bases covered?” and “Are we...

Should we be doing more to prevent and manage Type 2 diabetes? Diabetes, in terms of how many people are affected and the impact it has on their lives, may well be the single biggest chronic health...

  The future of expat insurance is likely to be shaped by several key trends and innovations:   Digital Transformation and Online Platforms: The digital revolution is transforming the...

  When comparing expat insurance providers, it's essential to consider several key factors to ensure you select a plan that meets your needs and provides adequate coverage during your time...