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We care for your health, wealth and security needs with a partner-led, hands-on approach.

What else is in Bill 148 – And Why You Need to Know

There’s a lot more to Bill 148 than minimum wage hikes and personal emergency leave So Ontario’s Ministry of Labour (MOL) is hiring 175 new "employment standards officers." It has set a target of inspecting one in 10 workplaces every year. And it has essentially...

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The Next Big Thing in Benefits?

Major insurance providers are looking seriously at covering pharmacogenetic testing The buzz in the insurance world right now is all about trying to figure out whether genetic testing is ready for prime time when it comes to treating some of the big drivers of...

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Will Cannabis Legalization Change Attitudes about Testing?

New legal limits for impairment may have a bigger impact than legalization. Now that legal cannabis has an official start date – October 17 – I guess there are two big questions all of us are asking: Will we see a big increase in cannabis use? And, second, will we see...

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Avoiding the Dreaded “Claim Rejected”

Benefits administrators are always caught in the middle when claims are rejected As a benefits administrator, you probably have a filing cabinet with hard copies of all the documents relating to every aspect of your employees’ benefits. Take a careful look at that...

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Big Data Takes on Benefits Fraud

Data analysis is starting to make a dent in many benefits fraud schemes In the world of benefits fraud, there are big fish and little fish. A lot of the big fish do get caught – or at least shut down – but what usually comes as a very nasty surprise to the little...

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The Chronic Pain Puzzle

Financial costs alone are higher than cancer, heart disease and HIV combined Type the words “chronic pain” into your web browser, and you instantly get over 70 million hits. Try “cost of chronic pain in Canada” and you get over 900,000. Wow. You have to ask yourself...

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