Our Benefits Team
Penmore Benefits consultants focus exclusively on their area of benefits expertise. We focus on the details and help you see the big picture.
"Coming Soon "
Neeli Moses, Client Relationship & TPA Manager
Neeli Moses
Vice President, TPA Services
Coming Soon
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Joseph Woldemariam,
Joseph Woldemariam
Senior Group Benefits Specialist
Joseph Woldemariam is a seasoned benefits professional with over 15 years of experience in group insurance, client relationship management, and financial performance strategy. With a strong background in managing group health and dental benefits for small to mid-sized businesses, Joseph has built a reputation for delivering client-focused solutions, improving plan sustainability, and enhancing service efficiency across departments. In his leadership roles, Joseph has successfully driven business unit performance by aligning service delivery with financial goals, coaching high-performing teams, and managing complex client escalations. He brings deep expertise in benefits analysis, policy renewals, disability claim review, and cross-functional collaboration to ensure service quality and compliance. Known for his proactive communication style, strategic thinking, and commitment to client satisfaction, Joseph continues to support organizations in navigating the ever-evolving benefits landscape with confidence and clarity.
What’s New
What Benefits do Employees Really Want?
Survey insights reveal what employees truly value in workplace benefits. Beyond basics like dental and vision care, workers want flexibility, wellness support, and programs that align with their lifestyles. From healthcare spending accounts to mental health and family leave top-ups, the data shows a shift toward personalized, inclusive benefits that make employees feel valued and connected to their workplace.
Understanding Total Rewards Statements
The more that employees understand their benefits, the more they will appreciate them If there’s one thing that I think we, as benefits professionals and plan sponsors, should be doing better, it’s communicating the value of benefits to our plan members. Here’s the...
What About Critical Illness Insurance?
Coverage that kicks in when plan members really need it The two biggest questions I get asked when I talk to clients about their benefits plans are, “Have we got all the bases covered?” and “Are we getting the best possible value for our money?” But another question...
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Our Offices
Toronto Office
3301 Langstaff Rd
Unit 101
Concord, ON
L4K 4L2
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Phone: 905-669-5577
Fax: 905-669-5738
Oshawa Office
381 Taunton Rd. East
Oshawa, ON
L1G 0E1
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Phone: 905-430-7444
Fax: 905-430-9313
Toll-Free: 1-800-399-8523
We're Part of Navacord
Navacord is a preferred advisor and partner for insurance brokers looking to maintain their unique identity and culture. Our passion for our clients, deep support system, and breadth of services all bolster our partners’ offering and stability. We are dedicated to delivering expert solutions to businesses across Canada.